Personal Disaster

Are you prepared to face any circumstantial personal disaster and save the life of those you care for? Do you know enough about what you can do to ensure safety for yourself as well as for others? Personal disaster happens regardless of the time and place. If you haven’t learn about them already, you need to take an initiative today to secure yourself and your family’s future tomorrow!

Being prepared for the emergencies and personal disaster, and developing the effective strategies to reduce the potential damage that it may cause, are the most important foundation upon which a safety and future of your family lays. Not preparing for a disaster beforehand would only shatter these foundations.

Emergency preparedness for personal disaster is deemed to be critical for instilling capacity in yourself and your family to survive and thrive in the long run.

Personal Disaster

Personal disaster recovery can be emotionally and physically overwhelming; just ask anyone who has lived through the process of recovering from a disaster. However, with some pre-planning and access to these recovery tips you can help minimize the some of the stress and risks associated with the recovery process.

Emergencies both being natural or man-made however, that can induce or exacerbate a personal disaster include the following:

  • Tornadoes
  • Hurricanes,
  • Floods,
  • Chemical spills
  • Radiological accidents
  • Fires,
  • Toxic gas releases
  • Civil disturbances
  • Explosions,

These situations pose a need for strategies to prepare for them in advance and safe the lives of those you care for. Following are some of the guidelines amongst others that can help you prepare for personal disasters in advance:


If you must leave your home, make sure you have thought about what you need to take with you. For example, medicine will probably be hard to obtain after a disaster.

It’s best if you can take all essentials with you so you can be as self-sufficient as possible until you get established somewhere else. Depending on the type of disaster, evacuation might be a slow process, and stopping along the way for supplies won’t be possible. A 72-hour ready kit is the best way to make sure you have what you need, and is useful even if you stay put. You can make your own or purchase them already made Ready-made kits are generic and will probably have a couple of items you don’t need and will be missing an item or two you do need. Some other things you must consider about evacuating in response to a personal disaster:

  • Have plenty of fuel in all of your vehicles — your preferred vehicle might end up being unavailable.
  • Have cash on hand. Credit cards and ATMs will not be useful while power is out.
  • Have a map of the area. Familiar routes can be blocked by floods and storm damage, so you may end up taking unfamiliar roads.
  • Find out — in advance — where disaster shelters in your community are established, and mark them on the map.
  • Having a plan for getting your family back together in case you are not able to evacuate together.
  • Establish a family communications plan. Designate someone outside the disaster area you will contact.

Items for a Basic 72-Hour Kit – Emergency Preparedness Kit

This list is suggested by FEMA, OSHA, and American RedCross, emergency preparedness kit is a necessity for everyone. It includes basic items you should have on hand for a disaster. Keep these items in a container that you can take with you if you need to evacuate, or locate them easily if you are staying put. This is not a “one size fits all” list, you should modify it to suit your circumstances. For example, you might want to add insect repellent and toothbrushes for personal comfort.

  • Water, one gallon of water per person per day, for drinking and sanitation
  • Food, at least a three-day supply of non-perishable food
  • Battery-powered radio and extra batteries
  • Flashlight and extra batteries
  • First Aid kit
  • Whistle to signal for help
  • Dust mask or cotton t-shirt, to help filter the air
  • Moist towelettes for sanitation
  • Wrench or pliers to turn off utilities
  • Can opener for food (if kit contains canned food)
  • Plastic sheeting and duct tape to shelter-in-place
  • Unique family needs, such as daily prescription medications, infant formula or diapers, and important family documents
  • Garbage bags and plastic ties for personal sanitation

After a personal disaster

Notify your the insurance broker/agent or the carrier directly to inform them of the loss. In cases of theft or vandalism, the police should also be notified. Generally, the insurance company will require a copy of the police report before processing the claim.

  • Immediately after a loss occurs, you should take whatever measures are necessary to protect everything from further damage (i.e. temporary repairs, water extraction, securing damaged entrances, windows, shoring, etc.).
  • These emergency repairs are mandated on most policies to protect the property..
  • Keep accurate records of all emergency repairs and expenses incurred to be turned over to the adjuster.
  • The adjuster will provide inventory sheets for content items damaged beyond restoration. These total loss items will be listed along with a description of the item, brand name and serial number, model number, age, and quantity.
  • Keeping a prepared inventory sheet on file for all contents which includes this information could eliminate costly hours trying to remember all of the items which were completely destroyed by fire.

Understand Personal Disaster Events

Everyone who sees or experiences a personal disaster is affected by it in some way.

It is normal to feel anxious about your own safety and that of your family and close friends. Profound sadness, grief, and anger are normal reactions to an extraordinary event. Acknowledging your feelings helps you recover. Focusing on your strengths and abilities helps you heal. Children and older adults are of special concern in the aftermath of disasters. Even individuals who experience a disaster “second hand” through exposure to extensive media coverage can be affected. Accepting help from community programs and resources is healthy. Recognize that everyone has different needs and various ways of coping. It is common to want to strike back at people who have caused great pain.

Personal Disaster

Rebuilding Cautions After a Personal Disaster

Unfortunately, storms and natural disasters bring out those who take advantage of the situation. But by following a few practical guidelines, you can help protect yourself from additional loss:

  • Try to work with local or known contractors who knows the surroundings and potential hazards prevalent in the area. Don’t pay for work until it is finished and you are satisfied (if a reasonable down payment is required, get a written contract detailing
    all the work to be performed).
  • Obtain written estimates for all proposed work that include everything to be done WITH prices.
  • Also, beware of charity scams that might use a storm to make their pleas for donations more plausible; only give to organizations you know and recognize.

In today’s world, it has become important for a community to be aware of what is going around them. Only the awareness of surrounding makes sure that the community can eliminate danger of harm posed by personal disaster. In order to prevent your family from getting handicapped due to unpreparedness, Crisis Prevention and Restoration for Business offers its services and expertise for devising response plans. For benefiting from our expertise, contact Crisis prevention and business restoration by calling us at: 415.891.9107 or emailing us at: